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4431 Saltspring Drive

Ferndale, WA 98248
  • $849,000
  • STATUS: Active
  • ID#: 2561748
UPDATED: 60 min ago
$849,000
  • 3
    BEDS
  • 0.39
    ACRES
  • 2
    BATHS
  • 1
    1/2 BATHS
  • 1,930
    SQFT
  • $440
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1990
County:

School Information

Elementary School:
Middle School:
High School:
School District:
Northwest MLS logo Listing courtesy of Northwest MLS as distributed by MLS GRID. Listing courtesy of eXp Realty.
Mortgage Calculator is provided by BoomTown.

Description

Welcome to your own waterfront retreat on beautiful Agate Lake with stunning views of the Salish Sea just beyond. Enjoy the best of both worlds with peaceful lakefront living, western-facing saltwater views, private beach access, and your own private dock—perfect for kayaking, paddleboarding, fishing, or simply unwinding while taking in spectacular sunsets.This beautifully remodeled 3-bedroom, 2.5-bath home offers just under 2,000 sq. ft. of thoughtfully designed living space filled with natural light from expansive windows. The chef's kitchen features generous quartz countertops, stainless steel appliances, modern finishes, abundant storage, and an inviting layout ideal for entertaining. Wake each morning in the tranquil primary suite overlooking the lake with views stretching toward the water beyond.A rare highlight is the spacious double lot, providing exceptional outdoor space for entertaining, recreation, gardening, or added privacy. The additional lot may offer future development or lot separation potential; buyer to verify.Enjoy resort-style community amenities including a golf course, swimming pool, clubhouse, marina, and more. Whether you're looking for a year-round home or the perfect Pacific Northwest getaway, this is a rare opportunity to own a truly special waterfront property.

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MLS Grid logo

IDX information is provided exclusively for consumers’ personal noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than Front Street Realty are marked by the "three tree" symbol; detailed information about such listings includes the names of the listing brokers. The three tree icon refers to an NWMLS listing. Data last updated 2026-08-13T17:17:58.487. The "Days on Site" data field is calculated by BoomTown and is the number of days since the listing was originally received in our system. It is not the equivalent of "Days on Market".
Based on information submitted to the MLS GRID as of 2026-08-13T17:17:58.487. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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www.frontstreetrealty.com/homes/179540087
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4431 Saltspring Drive Ferndale, WA 98248

  • Price: $849,000
  • Status: Active
  • On Site: Days
  • Updated: 60 min ago
  • ID#: 2561748
3
Beds
2
Baths
1
½ Baths
0.39
Acres
1,930
SQFT
$440
$/SQFT
1990
Built
Neighborhood:
Sandy Point
County:
Whatcom
Area:
Ferndale/Custer
Elementary School:
Eagleridge Elem
Middle School:
Horizon Mid
High School:
Ferndale High
School District:
Ferndale
Property Description
Welcome to your own waterfront retreat on beautiful Agate Lake with stunning views of the Salish Sea just beyond. Enjoy the best of both worlds with peaceful lakefront living, western-facing saltwater views, private beach access, and your own private dock—perfect for kayaking, paddleboarding, fishing, or simply unwinding while taking in spectacular sunsets.This beautifully remodeled 3-bedroom, 2.5-bath home offers just under 2,000 sq. ft. of thoughtfully designed living space filled with natural light from expansive windows. The chef's kitchen features generous quartz countertops, stainless steel appliances, modern finishes, abundant storage, and an inviting layout ideal for entertaining. Wake each morning in the tranquil primary suite overlooking the lake with views stretching toward the water beyond.A rare highlight is the spacious double lot, providing exceptional outdoor space for entertaining, recreation, gardening, or added privacy. The additional lot may offer future development or lot separation potential; buyer to verify.Enjoy resort-style community amenities including a golf course, swimming pool, clubhouse, marina, and more. Whether you're looking for a year-round home or the perfect Pacific Northwest getaway, this is a rare opportunity to own a truly special waterfront property.
Exterior Features

Attached Garage YN Yes Carport YN No Covered Spaces 2 Entry Location Main Exterior Features Wood Garage YN Yes Levels Two Lot Features High Voltage LinePaved Open Parking YN No Parking Features DrivewayAttached Garage Parking Total 6 Roof Composition Structure Type House Style Code 12 - 2 Story Topography Level Vegetation Garden Space View LakeMountainsOceanSound View YN Yes Water Access Community Waterfront/Pvt BeachDeeded Access Waterfront Features Lake Waterfront Footage 68.4 Waterfront YN Yes

Interior Features

Appliances DishwasherDisposalDryerMicrowaveRefrigeratorStove(s)/Range(s)Washer Appliances Included Dishwasher(s)Dryer(s)Garbage DisposalMicrowave(s)Refrigerator(s)Stove(s)/Range(s)Washer(s) Basement None Baths Full Garage 0 Baths Full Lower 0 Baths Full Main 0 Baths Full Upper 1 Baths Half Garage 0 Baths Half Lower 0 Baths Half Main 1 Baths Half Upper 0 Baths Three Quarter Garage 0 Baths Three Quarter Lower 0 Baths Three Quarter Main 0 Baths Three Quarter Upper 1 Bedrooms Lower 0 Bedrooms Upper 2 Building Area Total 1930 Cooling None Cooling YN No Fireplace YN Yes Fireplaces Main 1 Fireplaces Total 1 Flooring LaminateCarpet Heating 90%+ High EfficiencyFireplace InsertForced Air Heating YN Yes Interior Features Bath Off PrimaryCeiling Fan(s)Dbl Pane/Storm WindowDining RoomFireplacePantrySkylight(s)Vaulted Ceiling(s)Water Heater Living Area 1930 Main Level Bedrooms 1 Rooms Dining Room (Main Level) Entry Hall (Main Level) Kitchen With Eating Space (Main Level) Living Room (Main Level) Primary Bedroom (Second Level) Utility Room (Second Level) Bathroom Full (Second Level) Bathroom Half (Main Level) Bathroom Three Quarter (Second Level) Bedroom (Second Level) Bedroom (Main Level) Square Footage Finished 1930 Square Footage Unfinished 0

Property Features

Association Fee 42 Association Fee Frequency Monthly Association Fee Includes Common Area MaintenanceRoad Maintenance Association YN Yes Building Information Built On Lot Community Features Boat LaunchCCRsClub HouseGolfPlayground Down Payment Resource YN No Energy Source ElectricPropane FIRPTAYN No Foundation Details Poured Concrete Inclusions Dishwasher(s)Dryer(s)Garbage DisposalMicrowave(s)Refrigerator(s)Stove(s)/Range(s)Washer(s) Irrigation Water Rights YN No Land Lease YN No Listing Terms CashConventionalFHAVA Loan New Construction YN No Possession Closing Power Company Puget Sound Energy Power Production Type ElectricPropane Property Sub Type Single Family Residence Security Features Partially Fenced Senior Community YN No Senior Exemption No Sewer Sewer Connected Sewer Company Lummi Tribal Site Features Cable TVDeckDockFenced-PartiallyPropane Special Listing Conditions None Tax Annual Amount 5372 Tax Year 2025 Water Company Sandy Point Improvement Water Heater Location Garage Water Heater Type Propane Water Source Community

MLS Grid logo

IDX information is provided exclusively for consumers’ personal noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than Front Street Realty are marked by the "three tree" symbol; detailed information about such listings includes the names of the listing brokers. The three tree icon refers to an NWMLS listing. Data last updated 2026-08-13T17:17:58.487. The "Days on Site" data field is calculated by BoomTown and is the number of days since the listing was originally received in our system. It is not the equivalent of "Days on Market".
Based on information submitted to the MLS GRID as of 2026-08-13T17:17:58.487. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Digital Millennium Copyright Act
 
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Front Street Realty
22 NW Front Street Suite B
Coupeville WA, 98239
Northwest MLS logo Listing courtesy of Northwest MLS as distributed by MLS GRID. Listing courtesy of eXp Realty.
Mortgage Calculator is provided by BoomTown.